Family Office Planning OS

Family-office-grade planning for high-income families

X1 delivers the planning layer: governance, document intelligence, and decision memory that makes professional execution easier— without taking over execution itself.

What the planning OS includes

The planning layer most families never get

This is the coordination OS: insight, governance, and clean handoffs that make advisors and attorneys faster.

Pulse: family CFO loop

Weekly signal, 1-2 actions, and clear handoffs so decisions stay alive.

Governance and legacy

Family constitution, mission, and decision rules that keep wealth aligned.

Document-to-fact automation

Vault uploads translate into searchable, shareable facts with reminders.

Advisor-ready handoffs

Packets, reviews, and consent-aware sharing for CPA and attorney workflows.

VFO vs planning OS

What we do (and what we never claim)

X1 is not a staffed VFO. We stay in the planning lane so your professionals can execute with better context.

Planning and coordination
Staffed planning teams + ad hoc artifacts
Always-on planning OS with repeatable outputs
Execution
Investment, tax filing, and legal execution
Not included — execution stays with your professionals
Governance
Often custom, high-touch
Productized constitution, mission, and meeting playbook
Document intelligence
Manual requests and follow-ups
Vault + auto-classification + reminders
Next steps

Choose your entry point

Start with a free governance brief or jump straight into the planning OS.

Family Constitution Starter

10-minute governance brief that previews your blueprint.

Start the starter

Family Office Blueprint

See the full operating system built on governance.

Explore the blueprint

Advisor Workspace

Provision clients into the planning OS while you run firm operations.

See advisor details